CalcSolver

Money and Tax Guides for India

Short, answer-first guides with worked examples in rupees. Every number in them comes from our own calculators, and each guide links to the official source.

Bar chart of in-hand salary as a share of CTC for 6, 12, 15 and 25 lakh rupee CTCCTC vs In-Hand Salary: Why Your Take-Home Is Less Than Your CTCSalary and tax · 6 min readTable of dearness allowance at 60 percent and 63 percent on different basic payDA Hike to 63% From July 2026: What Changes for Your Pay and ArrearsGovernment pay · 5 min readTable of tax saved by claiming ₹1.5 lakh under Section 80C at different tax ratesSection 80C Explained: What You Can Claim Up to ₹1.5 LakhIncome tax · 6 min readBar chart comparing wealth after 20 years from prepaying a home loan versus investingHome Loan Prepayment vs SIP: Which Is Better? (The Math)Loans · 7 min readBar chart of the value of ₹10,000 a month after 15 years in FD, PPF and SIPSIP vs FD vs PPF: Where Should ₹10,000 a Month Go?Investing basics · 7 min readWorked EMI example showing the formula, the monthly EMI and the first three months of a loanHome Loan EMI Formula: How to Calculate EMI (With a ₹25 Lakh Example)Loans · 6 min readTable of emergency fund targets for different monthly expenses and months of coverHow Much Emergency Fund Do You Need? A Simple FormulaMoney basics · 6 min readBar chart comparing new-regime tax in FY 2024-25 and FY 2025-26New vs Old Tax Regime for FY 2025-26 (AY 2026-27): Which Is Better?Income tax · 7 min readBar chart of the monthly SIP needed for 1 crore in 10 years at different returnsHow Much SIP Do You Need for ₹1 Crore in 10 Years?Investing basics · 6 min readBar chart comparing yearly home loan EMI at two interest rates linked to credit scoreHow to Improve Your CIBIL Score: 9 Practical StepsCredit · 7 min readBar chart of gratuity on 60,000 monthly wages after 5, 10, 20 and 30 years of serviceGratuity Calculation Formula: The 15/26 Rule Explained With ExamplesSalary and retirement · 6 min readBar chart comparing the final bill for 2,000 rupees of food at 5% and 18% GSTGST on a Restaurant Bill: Is It 5% or 18%? How to CheckGST · 5 min readBar chart of EPF interest rates from 2020-21 to 2025-26EPF Interest Rate 8.25%: History, Calculation and What It MeansEPF and retirement · 6 min readBar chart of 25-year SIP value at two assumed returns used to compare NPS and mutual fundsNPS vs Mutual Funds: Which Is Better for Retirement Saving?EPF and retirement · 7 min readBar chart comparing 15-year growth of 3,600 rupees a month in PPF and EPFPPF vs EPF: Which Is Better? Rate, Tax, Limits and WithdrawalEPF and retirement · 6 min readTable showing the 50-30-20 split for take-home pay of 30,000 to 2 lakh rupeesThe 50-30-20 Budget Rule for India: How to Use It on Your SalaryMoney basics · 6 min readBar chart comparing a 3 lakh rupee fixed deposit and a 5,000 rupee a month recurring deposit over 5 yearsFD vs RD: Which Is Better for You? Returns, Tax and Rules ComparedSavings basics · 6 min readBar chart showing years to double money at different interest ratesRule of 72: How to Know When Your Money DoublesInvesting basics · 5 min readBar chart comparing yearly tax under the new and old income tax regimesOld vs New Tax Regime FY 2026-27: Which Saves You More Tax?Income tax · 7 min readTable comparing the EPF pension share under the old and new wage ceilingsEPF Wage Ceiling Raised to ₹25,000: What It Means for Your PFEPF and retirement · 5 min readBar chart comparing GST on a ₹40,000 product at 28% and 18%GST Slab Rates Explained Simply: 0%, 5%, 18% and 40%GST · 5 min read

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